Hey budgeters, I just activated my new Apple Card...but why? 🤔 I am attempting to decrease my credit utilization and pay off debt at the same time to increase my credit score as quickly as possible. I already use Apple Pay for my everyday personal purchases and Apple subscriptions so it made sense to switch those over to the Apple Card to get the cash back. As you can see in the video (don’t worry my screen protector is cracked, not my actual phone screen), I have a $0 balance even though I have used the card for the entire month of August. I make my purchases daily and pay it off every night/week. Have you tried this strategy to decrease your credit utilization?
Peace, love & apples y’all....
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1080p video shot with iPhone XS Max
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